Funding Alternatives & Cost Control
Escape the Legacy Model
Fully insured plans are built to benefit the insurer—not the employer. Premiums go up, transparency goes down, and your options get narrower.
We help you break free.
Whether it’s level funding, self-funding, captives, or partial risk carve-outs, we identify the right alternative funding model that delivers control, savings, and long-term sustainability.
What We Bring to the Table
Claims and risk analysis to determine the best-fit funding model
Stop-loss placement that aligns with your cash flow and tolerance
Access to vendors and networks that reduce cost while preserving access
Creative plan architecture including reference-based pricing and cost-sharing strategies
Why It Works
Avoid overpaying for pooled risk you don’t need
Keep what you don’t spend with the right funding model
Gain insight into how your plan performs—and how to improve it
The Outcome: A benefits program that spends smarter, adapts faster, and puts you—not the insurance company—in charge.
A complete benefits and HR program requires more than a health plan.
At Vero Advising, we take a look at your entire program to see where you may have gaps or where you may unknowingly be leaving money or opportunities on the table. Attracting and retaining the employees you really want in your company takes a thoughtful approach, and we're here to help you with that.
Better Plans and Better Outcomes? Is that possible? YES!
Goals & Plan
Employers need better health care solutions at better costs for their employees and for their bottom lines. At Vero, we take the time to get to know your business and your goals and move toward better plan designs that make sense for your team.
Offering
There are many options outside of the typical offerings, but many employers don’t yet know this. We love introducing these ideas to employers and giving them a glimpse at what it could mean for their programs!
Long Term Strategy
Even if you’re not yet ready to adopt a new approach to benefits, we can help you prepare for a transition to a better long-term strategy for managing and taking control of your benefit spending.
Account-Based Plans
Dental/Vision Benefits
