Author: truthinbenefits

Step by Step… Why insurance companies ask you to take prescription drugs that you already know don’t work for you

March 23rd, 2020
truthinbenefits

Step by Step… Why insurance companies ask you to take prescription drugs that you already know don’t work for you

Happy Spring! For my friends up North who’ve endured another cold winter, I know this is a welcome time of the year. For my friends down South, let’s enjoy the season before walking outside feels like inhaling damaged silk (h/t Pat Conroy). For me, spring means allergies. My eyes fill with water like I’m watching… Continue reading Step by Step… Why insurance companies ask you to take prescription drugs that you already know don’t work for you

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One Small Step….For Employer Based Health Plans

March 4th, 2020
truthinbenefits

One Small Step….For Employer Based Health Plans

With the 50th anniversary of the moon landing occurring last year, there have been a series of multi-part podcasts released on that seminal event of the 20th century. If you are a podcast person, I’d suggest listening to “13 Minutes to the Moon” and “The Cold War: What We Saw.” Both are fantastic accounts of… Continue reading One Small Step….For Employer Based Health Plans

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Law of Historical Nature

February 2nd, 2020
truthinbenefits

Law of Historical Nature

“1917” was a fantastic movie. If you haven’t seen it, I strongly recommend it, even for someone like my wife, who unlike me, doesn’t wonder whether Helmuth von Moltke executed the Schlieffen Plan as intended, if Gavrilo Princip was a terrorist or hero, or who was responsible for the disaster at Gallipoli. WW1 is a… Continue reading Law of Historical Nature

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Take the “Co-” out of “Co-Pay”

January 12th, 2020
truthinbenefits

Take the “Co-” out of “Co-Pay”

In the employer-funded benefits space, we should all be encouraged at the progression from high out-of-pocket costs for basic health care services to value-based plan designs that emphasize low or no cost primary care, acute injury treatment, and preventive services. It doesn’t really matter how this progression started. I like to think it’s due to… Continue reading Take the “Co-” out of “Co-Pay”

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They did it! How One Company Improved Benefits and Cut Costs by over $200,000

October 21st, 2019
truthinbenefits

They did it! How One Company Improved Benefits and Cut Costs by over $200,000

Tired of the Kabuki Dance It started with a cold call, which is weird, given that many say cold calling is dead. After fumbling through the initial call like a 7th grader asking someone out on a date, we got to brass tacks, setting the meeting to discuss their situation and whether there might be… Continue reading They did it! How One Company Improved Benefits and Cut Costs by over $200,000

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High School Athletics and the Lessons for Life

August 26th, 2019
truthinbenefits

High School Athletics and the Lessons for Life

Pardon the Facebook-post nature of this blog. I’ll get to the point, but do to one of those life moments, humor me for a moment. Happy back to school week! I wish all of you with children returning to school the best as the morning rush and afternoon homework struggles resume. For many of us,… Continue reading High School Athletics and the Lessons for Life

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There are No Magic Beans

August 18th, 2019
truthinbenefits

There are No Magic Beans

No Insurance Product Will Solve the High Cost of Employer Sponsored Health Plans In the mid 1800s, people were fearful of traveling via “modern methods.” Train and steamship travel was treacherous. Even floating across a river on a barge could result in loss of life and limb – just ask the snake oil salesman traveling… Continue reading There are No Magic Beans

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“All we need is Love…”

July 22nd, 2019
truthinbenefits

“All we need is Love…”

“Let us not be satisfied with just giving money. Money is not enough, money can be got, but they need your hearts to love them. So, spread your love everywhere you go.” – Mother Teresa As much fun as conversations are with businesses are about innovations in health plan financing, direct contracting, and alternative arrangements… Continue reading “All we need is Love…”

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So, What’s The Deal with Dental Insurance?

June 14th, 2019
truthinbenefits

So, What’s The Deal with Dental Insurance?

I’m a sucker for a good Top 3, 5 or 10 list. Recently, I clicked on an article titled “5 Workplace Benefits Today’s Employees Want but Don’t Have”. Now, the majority of them are no-brainers, like medical insurance and paid time off. Also included in the list was company paid dental and vision insurance, which… Continue reading So, What’s The Deal with Dental Insurance?

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Do Companies Really Need a Health Insurance Agent?

May 28th, 2019
truthinbenefits

Do Companies Really Need a Health Insurance Agent?

We all have the one conference or annual meeting that we really look forward to and enjoy attending. I was at one of those recently. Yes, there are insurance related conferences that are cool and fun to attend. I met an insurance advisor while there. While trading stories, they were telling me about a recommendation… Continue reading Do Companies Really Need a Health Insurance Agent?

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